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Policy Wordings

Be confident in knowing what you are or aren't covered for

AA Travel Insurance Policy Wordings

We want to make sure you’re confident in knowing what you are or aren’t covered for. That means reading the policy wordings to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.

> AA Domestic Cover Policy Wording - effective 1 April 2025. 

Includes both the Comprehensive and Cancellation Only plans

> AA International Leisure Cover Policy Wording - effective 1 April 2025. 

Includes the Essentials, Comprehensive and Frequent Flyer plans

> AA International Business Cover Policy Wording - effective 1 April 2025. 

 

Leisure Travel Insurance Country Plans

> Leisure Travel Insurance Country Plans

Our insurance partner

AA Travel Insurance policies are issued and managed by AWP Services New Zealand Limited trading as Allianz Partners (NZBN 9429035270157), underwritten by Mitsui Sumitomo Insurance Company, Limited (NZBN 9429039809810, FSP Number 20661) (Incorporated in Japan) and distributed by The New Zealand Automobile Association (Incorporated). 

Before purchasing, you should read the Policy Wording to ensure that the policy meets your needs. Terms, conditions, limits, sub-limits and exclusions apply. 

Financial Strength Rating

Mitsui Sumitomo Insurance Company, Limited (NZBN 9429039809810, FSP Number 20661) (Incorporated in Japan), has a financial strength rating of A+ (Stable) given by S&P Global Ratings. View the full details on the Financial Strength Rating.

Financial Advice

The New Zealand Automobile Association provides general information about AA Travel Insurance products and services so that you can make a choice that best meets your needs. Information provided does not take into account your personal circumstances, needs or goals and is not intended to be financial advice. If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.

10% AA Member discount available for new policies.

Terms and conditions apply.*

More Information

*AA Members can receive a 10% discount on AA Travel Insurance. Simply provide each traveller’s valid AA Membership number on application. Discount applies to the premium for each AA Member on standard policy and any additional pre-existing medical cover, but does not apply to additional cover for high value items.