Table of benefits | Platinum | Gold |
---|---|---|
Cancellation & Travel Disruption Benefits | Maximum Benefits (in NZ$) | |
Loss of deposits* | Unlimited | Unlimited |
Cancellation of journey paid in full | Unlimited | Unlimited |
Curtailment | Unlimited | Unlimited |
Missed connection | Unlimited | $10,000 |
Travel delay | Unlimited | $10,000 |
Frequent flyer points | $10,000 | $5,000 |
Costs of resumption of travel/alternative staff | $20,000 | $10,000 |
Strikes and hijacks | $10,000 | $10,000 |
Additional expenses as a result of an act of terrorism | Covered within above limits | $3,000 |
Epidemics and pandemics* | Unlimited | Unlimited |
Medical Benefits | Maximum Benefits (in NZ$) | |
Overseas medical expenses* | Unlimited | Unlimited |
Overseas medical - as a result of terrorism | Unlimited | $250,000 |
Emergency dental expenses - as a result of an injury | $3,000 | $2,000 |
Emergency dental expenses - pain relief not accident related | $3,000 | $1,000 |
Incidental hospital expenses* | $5,000 | $4,000 |
Accompanying person | $15,000 | $15,000 |
Search and rescue - natural disaster | $20,000 | $20,000 |
Personal Accident and Loss of Income | Maximum Benefits (in NZ$) | |
Accidental death or permanent disablement | $50,000 | $50,000 |
Accidental death or permanent disablement as a result of an act of terrorism | $50,000 | $25,000 |
Travel accident - resulting in death | $100,000 | $100,000 |
Loss of income | $15,000 | $10,000 |
Funeral expenses | $25,000 | $20,000 |
Baggage, Personal Effects and Money Benefits | Maximum Benefits (in NZ$) | |
Personal baggage - total limit | $40,000 | $30,000 |
General item limit | $3,000 | $2,000 |
Electronic equipment item limit | $5,000 | $3,000 |
Trade samples & tools | $20,000 | $5,000 |
Emergency baggage* | $2,500 | $1,500 |
Travel documents | $3,000 | $3,000 |
Personal money | $2,000 | $1,000 |
Additional expenses as a result of an act of terrorism | Covered within above limits | $3,000 |
Personal Liability Benefits | Maximum Benefits (in NZ$) | |
Rental vehicle excess | $6,000 | $6,000 |
Personal liability | $2,500,000 | $2,500,000 |
Defence costs - including wrongful arrest | $500,000 | $500,000 |
Other Benefits | Maximum Benefits (in NZ$) | |
Kidnap and ransom | $250,000 | No cover |
Political evacuation | $10,000 | No cover |