Compare Policies
Which AA Life Insurance policy is right for you?
Compare policies from NZ's Most Trusted Life Insurance Brand.
Working out which life insurance policy is right for you might seem intimidating at first. To help with that, here's a summary of AA Life Insurance policy options in one place so you can compare and contrast the features and benefits for your situation.
Remember that this is only a summary, so don't forget to read the relevant policy wording to be confident in knowing what you are or aren't covered for.
Life Cover
- Anyone aged 16 - 59 can apply
- Cover up to $1 million
- No medical checks on application
- Immediate cover on acceptance
- Benefits include death or terminal illness, and funeral support
- Tax-free, lump sum payout
Funeral Cover
- Anyone aged 50 - 79 can apply
- Cover up to $30,000
- Simple application process, no medical checks
- Covered immediately for accidental death, with cover for non-accidental death and terminal illness after 24 months
- Death and terminal illness benefit included, with double payout for accidental death
- Premiums are payable until your 90th birthday. Cover then continues free of charge after this time
- Tax-free, lump sum payout
- Cover anywhere in the world
Accidental Death
- Anyone aged 16-74 can apply
- Cover for up to $500,000
- Simple application process, no medical checks
- Covered immediately on acceptance
- Cover up to the age of 85
- Tax-free, lump sum payout
- Cover anywhere in the world
Cancer Care
- Anyone aged 18 - 59 without a terminal illness can apply
- Cover up to $100,000
- Simple application process, no medical checks
- Covered 90 days after your policy start date
- Cancer Benefit for certain types of cancers that are incurable or require major treatment
- Early Stage Cancer Benefit for certain types of cancer
- Premiums are annually reviewable up to 65 years of age
- Tax-free lump sum payout
- Cover anywhere in the world