Compare policies from NZ's Most Trusted Life Insurance Brand.
Working out which life insurance policy is right for you might seem intimidating at first. To help with that, here's a summary of AA Life Insurance policy options in one place so you can compare and contrast the features and benefits for your situation.
Remember that this is only a summary, so don't forget to read the relevant policy wording to be confident in knowing what you are or aren't covered for.
- Anyone aged 16 - 59 can apply
- Cover up to $1 million
- No medical checks on application
- Immediate cover on acceptance
- Benefits include death or terminal illness, and funeral support
- Tax-free, lump sum payout
- Anyone aged 50 - 79 can apply
- Cover up to $30,000
- Simple application process, no medical checks
- Covered immediately for accidental death, with cover for non-accidental death and terminal illness after 24 months
- Death and terminal illness benefit included, with double payout for accidental death
- Premiums are payable until your 90th birthday. Cover then continues free of charge after this time
- Tax-free, lump sum payout
- Cover anywhere in the world
- Anyone aged 16-74 can apply
- Cover for up to $500,000
- Simple application process, no medical checks
- Covered immediately on acceptance
- Cover up to the age of 85
- Tax-free, lump sum payout
- Cover anywhere in the world
- Anyone aged 18 - 59 without a terminal illness can apply
- Cover up to $100,000
- Simple application process, no medical checks
- Covered 90 days after your policy start date
- Cancer Benefit for certain types of cancers that are incurable or require major treatment
- Early Stage Cancer Benefit for certain types of cancer
- Premiums are annually reviewable up to 65 years of age
- Tax-free lump sum payout
- Cover anywhere in the world
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Our insurance partner
AA Life Insurance policies are brought to you by the New Zealand Automobile Association Incorporated and underwritten by Asteron Life Limited.
Financial Strength Rating
Asteron Life Limited has been given an "A" (Strong) financial strength rating by Fitch Australia Pty Ltd (Fitch), an approved ratings agency.
Financial advice
Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice.
If you'd like to receive financial advice, you can get professional advice from a registered financial adviser.
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5% AA Member discount available on new policies.
Terms and conditions apply.*
More Information
*5% AA Member discount available when you provide your valid AA Membership number on application.