Everyday Cover
Affordable cover for day-to-day medical expenses
Everyday Cover
Everyday Cover helps with day-to-day medical expenses like dental, GP and prescriptions, physiotherapy, chiropractic, osteopathic consultations, and eye care, so you can focus on maintaining your health. Everyday Cover is a simple insurance policy that:
- Starts from as little as $6.54 per week^
- Provides up to $900 worth of cover each year**
- Reimburses 60% back on eligible claims#
- 5% AA Member discount available if you provide a valid AA Membership number for you or someone named on your policy*
You can take out Everyday Cover by itself, or a combination of Everyday and Private Hospital or Private Hospital and Specialist to cover both the everyday medical expenses and the bigger stuff too.
Apply for yourself and your family through our quick online application, at an AA Centre or over the phone with our New Zealand based team.
Be confident knowing what your policy covers
We want to make sure you're confident knowing what you are and aren't covered for. That means reading your Policy Wording to understand the benefits as well as your responsibilities, and the cover limits and exclusions of your policy.
Everyday Cover |
Annual Benefit limits # |
Cover and waiting period |
|
Dental Benefit |
60% of your costs, up to $450 per year |
Cover for general and preventative treatments after two months continuous cover Major dental or orthodontic treatment after 12 months of continuous cover |
|
GP and Prescriptions Benefit |
60% of your costs, up to $150 per year |
Cover for GP and nurse practitioner consultations and prescriptions after 2 months of continuous cover |
|
Eye Care Benefit |
60% of your costs, up to $200 per year |
Cover for eye exams and prescription glasses or contact lenses after 6 months of continuous cover |
|
General Treatment Benefit |
60% of your costs, up to $100 per year |
Cover for consultations and treatment by physio, chiro and osteo after 2 months of continuous cover |
Things you should know
- Everyday Cover is designed to cover every-day medical expenses like dental, GP, physiotherapy, chiropractic and osteopathic treatment, as well as eye exams and eyewear. Everyday doesn't cover private hospital or specialist related expenses.
- There's a 14-day cooling off period that gives you peace of mind in knowing that if you change your mind in this time, we'll refund 100% of premiums paid, provided that you haven't made any claims.
- Waiting periods apply for each of the benefits under your policy. See the above table and Policy Wording for more information.
- Premiums are based on the age of customers on the policy. It's possible for all AA Health Insurance premiums to increase in the future. We will always give you 30 days' written notice if there are any changes on your premiums.
- Cover for eligible conditions once waiting periods have been served.