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Life Insurance

Protect what matters most
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Insurance options that protect what matters most.

Discover AA Life Insurance's range of cover. You can get a quote online in minutes.

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Talk to our team

What do you want to protect?

Select the covers that match your needs. People combine different types of cover - you can explore various combinations when you get a quote. 

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Financial support if I die

✓ Life Cover 

Lump sum payment if you die or are diagnosed with a terminal illness (as defined in the policy), so your loved ones have financial support when they need it most.

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Replace my income if I can't work

✓ Income Protection Cover

Monthly financial support for you and your loved ones if illness or injury stops you from working.

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Financial support if my health changes unexpectedly

✓ Serious Illness Cover

Lump sum payment if you have a heart attack or stroke, are diagnosed with a specified cancer, or become seriously incapacitated (as defined in the policy).

✓ Cancer Care Cover

Lump sum payment if you're diagnosed with certain cancers that require major treatment or are incurable (as defined in the policy).

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Cover funeral costs

✓ Funeral Cover 

Help your loved ones with funeral expenses when the time comes. 

 

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This is a summary only. Please refer to the policy wording for terms, conditions and exclusions.

Need more help?

Why choose AA Life Insurance

 We help New Zealanders take care of what matters, on the road, and in life.

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roundel 99.4% of claims paid out
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*Provide a valid AA Membership number at time of purchase. Discount applies to the total premium. 

^AA Life Insurance claim acceptance ratio Jan-Dec 2024 for Life, Cancer Care, Funeral, and Accidental Death Cover.   

PZ AA Life

Our insurance partner 

AA Life Insurance policies are distributed by the New Zealand Automobile Association (Incorporated) (AA) and provided and underwritten by Asteron Life Limited. You should consider the appropriate policy wording before making any decisions about any policy you decide to purchase. Terms and Conditions, Limits and Exclusions apply

Financial strength rating 

Asteron Life Limited has been given an  "A+" (Strong) financial strength rating by Fitch Australia Pty Ltd (Fitch), an approved ratings agency.  The scale that this rating forms part of is available for viewing at Asteron Life Limited's New Zealand offices.

Financial advice 

Our website provides general information about our products and services to help you make choices when it comes to protecting the things in life that really matter. The information doesn’t take into account your specific financial situation, needs or goals and is not intended to be financial advice. 

If you'd like to receive financial advice, you can get professional advice from a financial adviser.

More information

Policy wording

Terms and conditions

Connected Care

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Complaints process

*Provide a valid AA Membership number at time of purchase. Discount applies to the total premium. 

The information on this page refers to the currently on sale product.